Muthoot Pappachan Chits India Pvt. Ltd.

Jayanagar
No. 39, 1st Flr, FFK Tower, 30th Cross Rd, Tilak Nagar, Jayanagar, Near Hotel Viva
Bengaluru - 560041
9:30 AM - 5:30 PM Closed
  • Monday - Saturday: 9:30 AM - 5:30 PM
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  • Beginners
  • Experienced Professionals
  • Senior Citizen
  • Homemakers
  • Business MSME
  • HNI investors
  • Business Needs
  • Reducing Liability
  • Family Commitments
  • Grow Investment & Wealth

Get in Touch

Name is required! Helper text 1 / 20
+91
Mobile Number is required! Helper text 1 / 20
Select product
Product is required! Helper text
  • Beginners
  • Experienced Professionals
  • Senior Citizen
  • Homemakers
  • Business MSME
  • HNI investors
  • Business Needs
  • Reducing Liability
  • Family Commitments
  • Grow Investment & Wealth
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Our Solutions in Jayanagar, Bengaluru

Customized solutions as per your needs. Muthoot Chits is your guide to investing in a Saving cum Borrowing product with ease

Beginners
Beginners

Built the hobbits of regular investment.

Experienced Professionals
Experienced Professionals

Economical and invaluable options to reduce dependency on loans and avoid liabilities.

Senior Citizen
Senior Citizen

Fulfil lifelong ambitions and avoid dipping into your savings for financial emergencies.

Homemakers
Homemakers

A hard-to-miss opportunity for homemakers to generate additional income and create a buffer for contingencies.

Business(MSME)
Business(MSME)

The simplest way for businesses to raise funds for their business requirements.

HNI investors
HNI investors

Diversify your investment portfolios with returns not subjected to market risks.

Business Needs
Business Needs

The perfect financial solution for all your business needs.

Reducing Liability
Reducing Liability

Reduce your financial liabilities and save Money.

Family Commitments
Family Commitments

Borrow from your future savings to meet Life Cycle requirements.

Grow Investment Wealth
Grow Investment & Wealth

The most cost-efficient tool to acquire property without taking a loan.

homelineicon

PLAN

Select & Subscribe to a plan that matches your needs

INVEST

Reserve a affordable amount to invest systamatically every month

BORROW

Borrow easily by bidding for the monthly prize money

REAP

Earn monthly dividend on your investment

a smart way to invest, save, and gain

Participate in a wise investment option that is secure and allows you to borrow when you need it

a smart way to invest, save, and gain

Participate in a wise investment option that is secure and allows you to borrow when you need it

Plan

Select & Subscribe to a plan that matches your needs

Invest

reserve a affordable amount to invest systamatically every month

Borrow

Borrow easily by bidding for the monthly prize money

Earn monthly dividend on your investment

Muthoot Pappachan Chits India Pvt. Ltd.

About Muthoot Pappachan Chits India Pvt Ltd

Founded on the essence of trust, ethics and integrity.

Muthoot Pappachan Chits (India) Pvt Ltd, a part of the esteemed Muthoot Pappachan Group (MPG), started in 1939, brings over eight decades of trust and financial expertise. Relaunched in 2012, Muthoot Chits provides a unique savings-cum-loan solution tailored to meet the diverse financial needs of our customers. Whether it's saving for the future or accessing funds in times of need, Muthoot Chits offers a flexible, convenient, and secure investment option. Our chit fund is the ideal financial product to help you save, borrow when necessary, and achieve both short- and long-term financial goals. Head over to your nearest Muthoot Chits branch or contact us to invest in our chit funds.

The Chit Cycle or The Chit Process

LET'S ASSUME
Chit Value(Chit Amount) = Rs.5 Lac (10K x 50), member's:50, Duration:50 Months, Auction finalised at 30%

Pooling 5 lakhs
(Chit amount every month)
Auction is to identify the
bidder who offers
Highest Discount
Every month
contribute 10K each
50
member's
This 5 Lac, will be distributed
to a person through Auction
Foreman Comission@ 5% Chit
Amount
cycle1
Dividend @ Rs.2500/Person
(1.25 Lac/50)
cycle2
Prize Money(Auction Amount) Chit
Amount - Discount
cycle3
Note: The pooled-in chit amount for the 1st month is retained by one of the member's (Foreman). The above cycle/process of pool, auction, and the bid will be repeated each month from the second month onwards. – One of the member's

Ratings & Reviews

5
4
3
2
1
4.8
71 Reviews
  • Google Review
    4
    kiran shivaraj
    Kiran shivaraj

    Service was good also officer Bharath was phenomenal in supporting customer and i was expecting that from the company side and resolution in any query related was quick and was satisfied with the service.

  • Google Review
    5
    K B Chaitra
    K B Chaitra

    I had the opportunity to interact with Mrs. Jayashree, Senior Customer Service Executive at Muthoot Chit Fund, and I’m extremely pleased with the service I received. As a customer, I truly appreciate how she took the time to explain everything clearly and answered all my questions with patience. Her professionalism and warm approach made the process very smooth and stress-free. It's not every day you come across someone so dedicated to ensuring customer satisfaction. I highly recommend Mrs. Jayashree for her excellent service and support.

  • Google Review
    5
    balaji kk
    Balaji kk

    Mrs. Jayasree was very humble and courteous. She has good knowledge and handles customer well.

  • Google Review
    5
    Yuktha K
    Yuktha K

    I had the pleasure of interacting with Mrs. Jayashri K, Senior Customer Service Executive, and I must commend her exceptional professionalism and dedication. She went above and beyond to ensure my concerns were addressed promptly and efficiently. Her courteous demeanor, clear communication, and genuine care for customer satisfaction truly stood out. Mrs. Jayashri K is an asset to her organization, and I am grateful for her outstanding support. Highly recommend her services!

Nearby Branches

Our Blogs

Blogs
29 Apr 2025
Fuel Your Business Growth with Muthoot Chits! Running a business takes vision — and the right financial partner by your side. We offer smart capital solutions tailored for smart enterprises like yours. Save systematically. Borrow flexibly. Whether you're expanding operations or managing daily needs, our reliable chit-fund options ensure your business never runs out of momentum. Visit your nearest Muthoot Chits branch — where financial planning meets growth!
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Blogs
08 Apr 2025
Plan Smart, Borrow Easy with Muthoot Chits – your trusted partner in turning dreams into reality! Whether you're saving for a new home, planning future goals, or facing an unexpected need, we offer a smart way to save systematically and borrow flexibly whenever required. Enjoy financial freedom with a solution that grows with you. Head over to your nearest Muthoot Chits branch and let's make your aspirations come true—one smart step at a time.
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Blogs
31 Mar 2025
May this Eid bring you peace, happiness, and prosperity. Just like Eid marks a new beginning, start your journey towards smart savings and financial security with Muthoot Chits. At Muthoot Chits, we help you plan for a brighter future with trusted savings solutions tailored to your needs. Just as Eid marks new opportunities, take the first step towards financial growth and stability with us.
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Blogs
26 Mar 2025
Start your journey with Muthoot Chits and take a step towards smart financial planning. With a systematic savings approach, your small monthly contributions grow into a substantial sum, ensuring you have funds when you need them the most. It's not just about saving—it's about making manageable investments that offer smart returns for a secure future. Whether for personal needs, business growth, or unexpected expenses, we provide a reliable and flexible financial solution. Visit your nearest Muthoot Chits branch to plan, invest, and build a strong financial future.
Read More
Blogs
14 Mar 2025
May your Holi be filled with colors of joy and shades of smart savings! Celebrate the festival of colours by adding vibrant hues to your financial journey with Muthoot Chits. Start saving smart today and be prepared for every shade life brings your way. Whether it's planning for dreams or securing your future, Muthoot Chits is here to support you every step of the way. Wishing you a Holi filled with happiness, prosperity, and colourful new beginnings. Happy Holi from all of us at Muthoot Chits—let’s make your savings as bright as the festival itself!
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Blogs
07 Mar 2025
Start saving today with Muthoot Chits, your trusted financial partner for secure and disciplined savings. With our reliable chit-fund schemes, you can plan wisely, save smart, and stay financially prepared for life’s opportunities. Every small contribution brings you closer to a prosperous future. Visit your nearest Muthoot Chits branch or contact us today to start your journey towards financial security and growth and join thousands of happy customers who trust Muthoot Chits for safe and profitable savings.
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Blogs
25 Feb 2025
Grow your business with Muthoot Chits! Our systematic monthly investment plans not only provide you with the funds necessary for growth but also offer some of the most competitive returns in the market. With options ranging from 1 Lakh to 1 Crore, you can strategically invest in your future. Make the smart choice today and secure a brighter tomorrow for your business. Visit your nearest Muthoot Chits branch to invest in our chits.
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Blogs
22 Feb 2025
Why wait to achieve your goals when you can start saving smartly today? With Muthoot Chits, you can plan your future with ease and turn your bucket list into reality. Whether it's funding your child's education, expanding your business, or planning a dream vacation, our flexible chit schemes help you achieve your financial goals effortlessly. Choose from chit groups ranging from ₹1 Lakh to ₹1 Crore, tailored to suit your savings and investment needs. With trusted and transparent financial planning, Muthoot Chits ensures that your hard-earned money works for you. Visit your nearest Muthoot Finance branch to get started now.
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Blogs
07 Feb 2025
Give Your Business the Financial Edge with Muthoot Chits! Don’t let financial constraints slow down your growth. With Muthoot Chits, you can save systematically while ensuring easy access to funds exactly when your business needs it the most. Whether you’re expanding operations, investing in new opportunities, or managing working capital, our flexible and reliable chit fund schemes provide the perfect balance of smart savings and convenient borrowing. Designed to support entrepreneurs and business owners, Muthoot Chits help you build financial discipline while offering liquidity at the right time. Keep your dreams in motion with a secure and well-structured financial solution that grows with you. Start your journey towards financial success today!
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Blogs
03 Feb 2025
Feeling weighed down by financial stress? The solution is just a step away! With Muthoot Chits, you can save systematically and borrow when you need. Whether it’s for an emergency, investment, or opportunity, our chit groups range from ₹1 Lakh to ₹1 Crore, offering the flexibility you need to plan better and stay financially secure. Take control of your finances today with Muthoot Chits and experience smart financial solutions that work for you.
Read More
Blog
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Frequently asked Question

What are the payment modes accepted

You can make payment via Cash Payment, Net Banking, Debit Card, UPI, QR Code Payment, RTGS and NEFT Transfer

What are business working hours?

Monday - Saturday: 9:30 AM - 5:30 PM

Category

  • Chit Fund Company
  • Chit Funds Services
  • Financial Solutions
  • Investment Plans
  • Monthly Chit Fund Schemes
  • Muthoot Chit Funds Schemes
  • Small Business Funding

Tags

Chit Fund Schemes

Financial Solutions For Businesses

Small Business Funding Plans

Chit Fund Investment

Chit Funds Near Me

Chit Finance

Chit Auction

Muthoot Chit Funds Schemes

Msme Funding Solutions

Financial Planning

Chit Funds For Startups

Nearby Chit Fund Services

Smart Savings Plans

Easy Borrowing Solutions

Secure Financial Planning

Chit Fund Benefits

Plan for Planned and Unplanned Needs

Flexible Saving Options

Monthly Savings Plans

Financial Security Solutions

Systematic Savings for Future Goals

Emergency Fund Planning

Restructure Your Finances

Best Chit funds in India

Top Chit Funds in India

Payment Methods

  • Cash Payment
  • Net Banking
  • Debit Card
  • UPI
  • QR Code Payment
  • RTGS and NEFT Transfer