
bid for the price money for instant fund

Convenient access to business fund to expansion or working capital

your investment works early for you
Muthoot Pappachan Chits India Pvt Ltd
Kottayam - 686001
Get in Touch
- Beginners
- Experienced Professionals
- Senior Citizen
- Homemakers
- Business MSME
- HNI investors
- Business Needs
- Reducing Liability
- Family Commitments
- Grow Investment & Wealth
- Beginners
- Experienced Professionals
- Senior Citizen
- Homemakers
- Business MSME
- HNI investors
- Business Needs
- Reducing Liability
- Family Commitments
- Grow Investment & Wealth
Our Solutions in Kodimatha, Kottayam
Customized solutions as per your needs. Muthoot Chits is your guide to investing in a Saving cum Borrowing product with ease

Beginners
Built the hobbits of regular investment.

Experienced Professionals
Economical and invaluable options to reduce dependency on loans and avoid liabilities.

Senior Citizen
Fulfil lifelong ambitions and avoid dipping into your savings for financial emergencies.

Homemakers
A hard-to-miss opportunity for homemakers to generate additional income and create a buffer for contingencies.

Business(MSME)
The simplest way for businesses to raise funds for their business requirements.

HNI investors
Diversify your investment portfolios with returns not subjected to market risks.

Business Needs
The perfect financial solution for all your business needs.

Reducing Liability
Reduce your financial liabilities and save Money.

Family Commitments
Borrow from your future savings to meet Life Cycle requirements.

Grow Investment & Wealth
The most cost-efficient tool to acquire property without taking a loan.

PLAN
Select & Subscribe to a plan that matches your needs
INVEST
Reserve a affordable amount to invest systamatically every month
BORROW
Borrow easily by bidding for the monthly prize money
REAP
Earn monthly dividend on your investment
a smart way to invest, save, and gain
Participate in a wise investment option that is secure and allows you to borrow when you need it
a smart way to invest, save, and gain
Participate in a wise investment option that is secure and allows you to borrow when you need it

Plan
Select & Subscribe to a plan that matches your needs

Invest
reserve a affordable amount to invest systamatically every month

Borrow
Borrow easily by bidding for the monthly prize money

Earn monthly dividend on your investment

About Muthoot Pappachan Chits India Pvt Ltd
Founded on the essence of trust, ethics and integrity.
Muthoot Pappachan Chits (India) Pvt Ltd, a part of the esteemed Muthoot Pappachan Group (MPG), started in 1939, brings over eight decades of trust and financial expertise. Relaunched in 2012, Muthoot Chits provides a unique savings-cum-loan solution tailored to meet the diverse financial needs of our customers. Whether it's saving for the future or accessing funds in times of need, Muthoot Chits offers a flexible, convenient, and secure investment option. Our chit fund is the ideal financial product to help you save, borrow when necessary, and achieve both short- and long-term financial goals. Head over to your nearest Muthoot Chits branch or contact us to invest in our chit funds.
The Chit Cycle or The Chit Process
LET'S ASSUME
Chit Value(Chit Amount) = Rs.5 Lac (10K x 50), member's:50, Duration:50 Months, Auction finalised at 30%


Pooling 5 lakhs
(Chit amount every month)
Auction is to identify the
bidder who offers
Highest Discount
Every month
contribute 10K each
50
member's
This 5 Lac, will be distributed
to a person through Auction
Amount

(1.25 Lac/50)

Amount - Discount

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Ratings & Reviews
-
Sajith kr
Good staff's and customer friendly
-
Sarath Suresh
Good experience
Nearby Branches
Alappuzha - 688001
Pathanamthitta - 689645
Ernakulam - 682032
Idukki - 685508
Our Blogs
Upgrade Your Home, the Smart Way! Whether it’s adding the latest appliances, revamping your interiors, or giving your space a fresh new look—your dream home upgrade is just smart planning away. With Muthoot Chits, you can save systematically and borrow when needed, giving you the flexibility to plan big without the financial burden. It’s more than just saving—it’s building a fund that works around your needs and empowers your dreams. Whether you're starting small or going all out, Muthoot Chits helps you make it happen—stress-free and interest-smart. Visit our nearest branch and join a scheme today. Your dream home is now within reach.
Read MoreAt Muthoot Chits, we believe true wealth lies in both financial security and a thriving planet. This World Environment Day, let’s commit to building a greener, cleaner tomorrow—just as we build smart savings, one chit at a time. Because small, consistent steps—whether in savings or sustainability—lead to big, lasting impact. Muthoot Chits wishes everyone a Happy World Environment Day.
Read MoreEmpowering your small business to grow big! Whether you’re stocking up for the busy season or planning to expand your setup, Muthoot Chits is here to provide the smart capital exactly when you need it. Our flexible chit-fund schemes offer a perfect blend of smart savings and borrowing solutions designed to support your business journey at every stage. With Muthoot Chits, you gain access to timely funds that help you manage inventory, invest in new equipment, or take your business to the next level—all while cultivating disciplined savings habits. Visit your nearest Muthoot Chits branch today and take the first step towards turning your business dreams into reality!
Read MoreSmart Savings. Smarter Support – Only at Muthoot Chits! From planned milestones to life’s unexpected twists, Muthoot Chits is here to help you stay financially confident at every stage. Our smart saving and borrowing solutions are designed with flexibility, reliability, and your goals in mind. Whether you're saving for a dream, funding a business, or facing an emergency, Muthoot Chits empowers you to stay ahead — no matter the situation. Start your journey towards financial freedom today with a name trusted by millions. Visit your nearest Muthoot Chits branch and discover how easy it is to plan, save, and grow with confidence.
Read MoreFrom planned savings to timely borrowing, Muthoot Chits is with you every step of the way on your financial journey. At Muthoot Chits, we know that financial goals require both discipline and flexibility. That’s why our chit fund solutions are designed to help you save systematically while also giving you the freedom to access funds when you need them most. Whether you're planning for a big milestone, managing monthly expenses, or seizing a new opportunity, Muthoot Chits provides a smart, reliable way to grow your money and meet your goals with confidence. With a legacy of trust and transparency, we’re more than a service—we’re your partner in financial growth. Visit your nearest Muthoot Chits branch and empower your future.
Read MoreAt Muthoot Chits, we understand the power of a homemaker’s vision. Every thoughtful choice you make shapes a better future for your family. With our trusted chit schemes, you can start systematic savings that grow steadily and securely. Whether it’s for your child’s education, a dream home, or personal aspirations, taking small steps today can lead to big achievements tomorrow. Let your financial journey begin with confidence, clarity, and control. Visit your nearest Muthoot Chits to empower yourself and your loved ones with the strength of planned savings.
Read MoreAt Muthoot Chits, we understand the power of a homemaker’s vision. Every thoughtful choice you make shapes a better future for your family. With our trusted chit schemes, you can start systematic savings that grow steadily and securely. Whether it’s for your child’s education, a dream home, or personal aspirations, taking small steps today can lead to big achievements tomorrow. Let your financial journey begin with confidence, clarity, and control. Visit your nearest Muthoot Chits to empower yourself and your loved ones with the strength of planned savings.
Read MoreFuel Your Business Growth with Muthoot Chits! Running a business takes vision — and the right financial partner by your side. We offer smart capital solutions tailored for smart enterprises like yours. Save systematically. Borrow flexibly. Whether you're expanding operations or managing daily needs, our reliable chit-fund options ensure your business never runs out of momentum. Visit your nearest Muthoot Chits branch — where financial planning meets growth!
Read MorePlan Smart, Borrow Easy with Muthoot Chits – your trusted partner in turning dreams into reality! Whether you're saving for a new home, planning future goals, or facing an unexpected need, we offer a smart way to save systematically and borrow flexibly whenever required. Enjoy financial freedom with a solution that grows with you. Head over to your nearest Muthoot Chits branch and let's make your aspirations come true—one smart step at a time.
Read MoreMay this Eid bring you peace, happiness, and prosperity. Just like Eid marks a new beginning, start your journey towards smart savings and financial security with Muthoot Chits. At Muthoot Chits, we help you plan for a brighter future with trusted savings solutions tailored to your needs. Just as Eid marks new opportunities, take the first step towards financial growth and stability with us.
Read More
Frequently asked Question
Muthoot Pappachan Chits India Pvt Ltd offers a variety of chit fund schemes with flexible durations and prize amounts. Whether you need savings, loans, or investment options, Muthoot Pappachan Chits India Pvt Ltd in Kodimatha provides secure and reliable chit fund services in Kottayam.
To join a chit fund scheme, visit the Muthoot Pappachan Chits India Pvt Ltd in Kodimatha, Kottayam with valid ID proof, address proof, and passport-size photos. The process is quick, and our team will guide you through chit group registration, bidding, and payouts for a seamless experience.
At Muthoot Pappachan Chits India Pvt Ltd Kodimatha, Kottayam, subscribers bid for the prize money during monthly auctions. The highest bidder wins the amount after deducting the discount. Non-bidders continue saving until their turn, ensuring fair and transparent chit fund operations.
Muthoot Pappachan Chits India Pvt Ltd is a trusted financial brand with decades of experience. Our Kodimatha, Kottayam branch follows guidelines, ensuring secure transactions, transparent dealings, and timely payouts for all chit fund subscribers.
Subscribers get SMS/WhatsApp/email alerts for auction dates and payment reminders from Muthoot Pappachan Chits India Pvt Ltd Kodimatha. Ensure your mobile number is updated with the branch.
Our Kodimatha, Kottayam branch has financial experts to guide new subscribers on choosing the right chit scheme, risk management, and wealth-building strategies.
The Muthoot Pappachan Chits India Pvt Ltd branch in Kottayam is located at Ground Floor, Varathrapallathu Arcade,Tourist Banglow Rd, Kodimatha,Opp. Kalyan Silks.
You can contact the Muthoot Pappachan Chits India Pvt Ltd in Kodimatha, Kottayam via phone at 04812582001.
The minimum bid amount is 5% (foreman commission) and the maximum bid amount is 35%.
Members bid for the prize money by offering a discount on the total amount. The member with the highest bid wins the prize money.
Category
- Chit Fund Company
- Chit Funds Services
- Financial Solutions
- Investment Plans
- Monthly Chit Fund Schemes
- Muthoot Chit Funds Schemes
- Small Business Funding
Payment Methods
- Cash Payment
- Net Banking
- Debit Card
- UPI
- QR Code Payment
- RTGS and NEFT Transfer